ZAF brings something to the personal injury industry that no other firm has\ ever brought since tort law became a thing—Zero Attorney Fees for accident victims. Standing for Zero Attorney Fees, ZAF is representing clients at no cost to the client through the ZAF Case Builder. An online DIY tool that accident victims can use to get fair settlements without forking over 1/3 of their case to a lawyer. Many people never hire attorneys for accidents due to the high cost associated, but now ZAF ensures that every auto accident is provided with legal counsel without the high bill associated with it. Partnering with insurance companies that offer the ZAF case builder.